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Unit 1 1

Text A　What Is Economics? 2

Text B　Why Do College Graduates Earn Higher Wages? 10

Unit 2 13

Text A What Is Money? 14

Text B Who's Afraid of the People's Money? 23

Unit 3 27

Text A Banking on Service 28

Text B Impacts of Foreign Entry on the Domestic Banking Market 38

Unit 4 41

Text A Smart Cards:Key to Cashless Economy 42

Text B Give Me Some Credit 52

Unit 5 57

Text A Ringing Tones of Success 58

Text B What Is Market Efficiency? 66

Unit 6 69

Text A Stock Market and Corporate Stocks 70

Text B The Stock Market and Macroeconomic Instability 81

Unit 7 83

Text A Managing Financial Crises 84

Text B Web Tax Ban Aids Shoppers，Hurts States 93

Unit 8 97

Text A Are Foreign Producers Dumping Their Products？ 98

Text B U.S.Moves to Limit Textile Imports from China 105

Unit 9 109

Text A Methods of Payment in International Trade 110

Text B How Companies Use the Internet 122

Unit 10 125

Text A Monopoly in the International Market 126

Text B Rich Nations Miss a Golden Opportunity to Back Fair Trade 139